
Study the Bachelor in Banking and Finance (Hons) with specialism in Investment and Risk Management in Malaysia at Asia Pacific University (APU)
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In the world of finance, risk management refers to the practice of identifying potential risks in advance, analyzing them and taking precautionary steps to reduce/curb the risk. The process of identification, analysis and either acceptance or mitigation of uncertainty in investment decision-making.
The Bachelor in Banking and Finance (Hons) with specialism in Investment and Risk Management in Malaysia at Asia Pacific University (APU) will equip students with knowledge and skills in handling financial products, product development and working within the rapidly changing Global Banking and Finance Industry. Moreover, students are given opportunities to develop into highly competent managers, who are well qualified not only in Banking and Finance but also other professional areas required for successful business administration and management. Upon completion of the degree, graduates will have a sound knowledge and understanding of the core elements of investment, financial analysis, and risk management that underpin sound decision-making.
All Banking & Finance Programmes at APU comprise modules in Financial Technology (FinTech). In addition, Banking and Finance Degree programmes are accredited by Asian Institute of Chartered Bankers (AICB), upon completion of the programme, students with CGPA more than 3.0 will be awarded with Executive Banker certificate.
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Get a Bachelor in Banking and Finance (Hons) with specialism in Investment and Risk Management in Malaysia at Top Ranked Asia Pacific University (APU)

Essentially, risk management occurs anytime an investor or fund manager analyzes and attempts to quantify the potential for losses in an investment and then takes the appropriate action (or inaction) given their investment objectives and risk tolerance. Inadequate risk management can result in severe consequences for companies as well as individuals.
For example, the recession that began in 2008 was largely caused by the loose credit risk management of financial firms.
Simply put, risk management is a two-step process – determining what risks exist in an investment and then handling those risks in a way best-suited to your investment objectives. Risk management occurs everywhere in the financial world. It occurs when an investor buys low-risk government bonds over more risky corporate debt, when a fund manager hedges their currency exposure with currency derivatives and when a bank performs a credit check on an individual before issuing them a personal line of credit.
When an entity makes an investment decision, it exposes itself to a number of financial risks. The quantum of such risks depends on the type of financial instrument. These financial risks might be in the form of high inflation, volatility in capital markets, recession, bankruptcy, etc.
So, in order to minimize and control the exposure of investment to such risks, fund managers and investors practice risk management. Not giving due importance to risk management while making investment decisions might wreak havoc on investment in times of financial turmoil in an economy. Different levels of risk come attached with different categories of asset classes.
With a clear understanding of investments and risk management, graduates are able to beat out the thousands of banking and finance graduates out there to secure jobs in investment firms and international banks. Well trained banking and finance graduates are able to command high salaries and furthermore there are many jobs out there in Malaysia. Students interested in this course can also consider related courses such as actuarial science, insurance or accounting and finance with forex and investment.
Study the Bachelor in Banking and Finance (Hons) with specialism in Investment and Risk Management at Asia Pacific University (APU)

Bryan & Wen Kai, Fintech at Asia Pacific University (APU)
Risk and investments are related to Finance. The degree in Banking and Finance (Hons) with specialism in Investment and Risk Management offered by Asia Pacific University is not found at any university in Malaysia currently.
This course is invaluable for students who want to gain an edge in the competitive financial working world with so many graduates coming out from the hundreds of universities in Malaysia.
Students should choose the best university in Malaysia for banking and finance so that they can gain the necessary knowledge and skills to excel in their future career.
The Banking and Finance (Hons) with specialism in Investment and Risk Management programme at APU is specifically designed to provide:
- Knowledge and skills in handling financial products, product development and working within the rapidly changing Global Banking and Finance Industry.
- Opportunities to develop into highly competent managers, who are well qualified not only in Banking and Finance but also other professional areas required for successful business administration and management.
- Knowledge and understanding of the core elements of investment, financial analysis, and risk management that underpin sound decision-making.
ASIAN INSTITUTE OF CHARTERED BANKERS (AICB)
APU Banking and Finance Degree programmes are accredited by Asian Institute of Chartered Bankers (AICB), upon completion of the programme, students with CGPA more than 3.0 will be awarded with Executive Banker certificate.
Education Pathway

Kar Jun, Accounting graduate from Asia Pacific University (APU)
Students after SPM or O-Levels with at least 5 credits including Maths may go for the 1-year Foundation programme at top ranked Asia Pacific University (APU).
Alternatively, with at least 3 credits including Maths, students can go for the Diploma in Accounting for 2 years at Asia Pacific University and then enter into Year 2 of the Bachelor in Banking and Finance (Hons) with specialism in Investment and Risk Management at APU.
Students after the external Pre-University Programme such as A-Levels, UEC, STPM, SAM, CPU, MUFY or AUSMAT may enter directly into the Banking & Finance Degree programme with relevant results.
Entry Requirements
Programmes | General Requirements |
DIRECT ENTRY TO LEVEL 1 OF THE DEGREE: | |
STPM | • 2 Passes in STPM with a minimum Grade C+ (GP 2.33) and a Credit in Mathematics and a Pass in English at SPM Level or its equivalent. |
A-LEVEL | • 2 Passes in A-Level in any 2 subjects, and a Credit in Mathematics and a Pass in English at SPM/O-Level/ IGCSE or its equivalent. |
UEC | • 5 Grade B’s in UEC including Mathematics with a Pass in English. |
MATRICULATION/ FOUNDATION | • Passed Foundation programme (minimum CGPA of 2.5) with a Credit in Mathematics and a Pass in English at SPM/O-Level/IGCSE or equivalent. |
DIRECT ENTRY TO LEVEL 2 OF THE DEGREE: | |
DIPLOMA IN ACCOUNTING | • Passed Diploma with minimum CGPA of 2.5 and a Credit in Mathematics at SPM level. |
Any qualification that APU accepts as equivalent to the above.
What you will study in the Banking and Finance (Hons) with specialism in Investment and Risk Management programme at Asia Pacific University (APU)
LEVEL 1 Subjects

Hui Ying, Diploma in Accounting Graduate from Asia Pacific University (APU)
Students will learn fundamental skills required by every banking and finance professional, and the basic understanding of business management and finance. We will also expose them towards business & communication skills, accounting skills and management skills.
Common Modules
- Quantitative Skills
- Introduction to Management
- Business and Communications Skills
- Financial Accounting 1
- Business Economics
- Introduction to Banking & Finance
- Financial Accounting 2
- Essential of FinTech
- Business Law
- Marketing
LEVEL 2 Subjects for the Banking and Finance (Hons) with specialism in Investment and Risk Management programme at Asia Pacific University (APU)

Zhi Kang, Business Graduate from Asia Pacific University (APU)
A broader range of skills will be learnt, in which the students will gain a better understanding of the management and appraisal of financial risk as well as theories of securities and options.
They will also be exposed to other areas of knowledge of banking, finance, economics and investment analysis, and credit risk in banking and finance. In addition, they will be introduced to the tool and test for various financial markets through Econometric software.
They will also familiarise yourselves with business processes through the SAP, the world-leading enterprise software. Students will have the hands-on training with the system. We will further nurture their independent learning to prepare them for the workplace and for further researches.
Common Modules
- Financial Statement Analysis
- The Financial System
- Banking Instruments & Procedures
- Time Series and Forecasting
- Management of Financial Services
- Integrated Business processes with SAP ERP System
- Financial Econometrics
- Business Research Methods
- Financial Management
- Law of Banking & Finance
Specialised Modules
- Financial Economics
- Equity and Fixed Income Investment
INTERNSHIP (16 WEEKS)
Students will undertake a short Internship/ Industrial Training for a minimum period of 16 weeks to prepare them for a smooth transition from the classroom to the working environment.
LEVEL 3 Subjects for the Banking and Finance (Hons) with specialism in Investment and Risk Management programme at Asia Pacific University (APU)

Students will make use of their previous studies and industrial experience to learn about the practical aspect of risk management practices and theories as well as the globalization of banking and finance in International Banking and Investments.
Concept and empirial applications of Technical Analysis & Trading will also be target with aims to groom them as a leader in investment and risk management. A final year project requires them to explore a topic individually – they will demonstrate their academic and practical aspects of their ability in the chosen area of study.
Common Modules
- Risk Management in Banking
- Financial Derivatives
- Corporate Finance
- International Banking & Investment
- Investigations in Investment and Risk Management
- Building Customers Relationships
- Portfolio Management
- Investment and Risk Management Project
Specialised Modules
- Capital Investment Analysis
- Technical Analysis and Trading
- Global Finance
Note: The specialism will only appear in the academic transcript.
MQA Compulsory Subjects *
- Ethnic Relations (M’sian Students)
- Islamic & Asian Civilisation (M’sian Students)
- Malaysian Studies (Int’l Students)
- Malay Communication Language (Int’l Students)
- Workplace Professional Communication Skills
- Employee & Employment Trends
- Co-Curriculum
Careers in Investments & Risk Management in Malaysia

Most of the students who get a risk management degree go on to work as risk managers. They may work as consultants or in a more permanent position with a specific company. Their responsibilities may include analyzing and controlling financial risk. They may use various strategies, such as hedging, to offset or limit an estimated financial loss.
Graduates specialising in Investment and Risk Management will be able to develop their careers in Planning and Budgeting, Portfolio Management, Investments, Securities’ Trading, and Foreign Currency Trading. Investment and Wealth Management, Trade Finance, Treasury, Risk Management, Settlements and Operations.
- Planning and Budgeting Consultant
- Portfolio Manager
- Investment Executive
- Risk Manager
- Investment and Wealth Manager
- Insurance Manager
- Risk Analyst
- Compliance Manager
- Portfolio Risk Advisor
- Data Scientist (Finserv)
the course of finance and investment similar with finance and banking?
The courses would overlap. You have to look at the subjects to see which one fits your career goals. For more information or advise, please email me at info@eduspiral.com with your full name and mobile number.
Its that Risk Management suitable for custom job.
Risk Management has to do with Finance, not Customs.