Best Banking & Finance Degree Programmes at Top Private Universities in Malaysia
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Worldwide, the financial services sector records the highest earnings and drives a country’s economic growth. The Financial sector stands as one of the largest sectors in Malaysia with more than 300,000 people employed. This sector is made up by professionals in the Accounting, Banking, Economics, Finance, Insurance and Statistics and Taxation sub-sectors. An important industry for the country, it contributes up to 11 percent of the nation’s Gross Domestic Product (GDP).
The role of the financial sector is envisioned to continue growing to be a key driver and catalyst of Malaysia’s economic progression. This sector is projected to be more competitive, dynamic, inclusive, diversified, and integrated, with the ability to offer world class financial services, in terms of breadth, depth and quality to serve the needs of Malaysia.
In today’s ever-changing world, finance graduates are highly sought-after in a cross-section of industries which each offer a variety of job opportunities. Therefore, having a finance qualification can lead to a rewarding career. A fast-track career in finance depends on a good understanding of market movements and the diverse investment market.
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Banking & Finance Salaries in Malaysia According to Robert Walters Salary Survey
|Years of Experience||Min||Max|
|Relationship Manager||8 years||8,000||15,000|
|Business Intelligence Manager||8 years||8,000||15,000|
|Investment Analyst||5 to 10||8,000||19,000|
|Product Development Head||5 to 10||8,000||18,000|
|Shariah Head||5 to 10||8,000||21,000|
|Head Credit Risk||8 years||8,000||18,000|
|Head Sales||8 years||8,000||15,000|
|Head Merchant||10 years||8,000||18,000|
|Senior Manager – Compliance||5 years||9,000||15,000|
|Branch Manager||5 to 6||5,500||12,000|
|Compliance Manager||4 to 5||6,500||9,500|
|Risk Management Manager||4 to 7||6,500||9,500|
|Fund Accountant Manager||3 to 7||5,500||9,000|
|Relationship Manager||3 to 5||4,000||7,500|
|Compliance Officer||4 to 5||3,500||7,000|
|Assistant Branch Manager||1 to 3||4,000||6,500|
|Credit Manager||1 to 3||3,500||6,000|
|Treasury Officer||4 to 5||3,500||6,500|
|Corporate Recovery Executive||4 to 5||3,000||5,500|
|Credit Analyst||4 to 5||3,500||7,500|
|Internal Auditor||2 to 3||2,500||3,500|
|Personal Financial Consultant||1 to 3||2,800||4,500|
Salary Range Per Month for Jobs In the Banking Industry in Malaysia according to Kelly Services Salary Report 2014/2015
- Relationship Manager with qualification in Degree/Professional Degree/Masters 8 years experience from RM8,000 to RM15,000
- Business Intelligence Manager with qualification in Degree/Masters 8years experience from RM8,000 to RM15,000
- Investment Analyst with qualification in Degree/Professional 5-10years experience from RM8,000 to RM19,000
- Product Development Head with qualification in Degree/Masters 5-10 years experience from RM8,000 to RM18,000
- Shariah Head with qualification in Degree/Masters 5-10 years experience from RM8,000 to RM21,000
- Head Credit Risk with qualification in Degree 8 years experience from RM8,000 to RM18,000
- Head Sales with qualification in Diploma/Degree/Professional Degree/Masters 8 years experience from RM8,000 to RM15,000
- Head Merchant with qualification in Diploma/Degree/Professional Degree/Masters 10years experience from RM8,000 to RM18,000
- Senior Manager – Compliance with qualification in Degree 5years experience from RM9,000 to RM15,000
- Branch Manager with qualification in Degree 5-6years experience from RM5,500 to RM12,000
- Compliance Manager with qualification in Degree 4-5years experience from RM6,500 to RM9,500
- Risk Management Manager with qualification in Degree 4-7years experience from RM6,500 to RM9,500
- Fund Accountant Manager with qualification in Degree 3-7years experience from RM5,500 to RM9,000
- Relationship Manager with qualification in Degree 3-5 years experience from RM4,000 to RM7,500
- Compliance Officer with qualification in Degree 4-5 years experience from RM3,500 to RM7,000
- Assistant Branch Manager with qualification in Degree 1-3 years experience from RM4,000 to RM6,500
- Credit Manager with qualification in Degree 1-3 years experience from RM3,500 to RM6,000
- Treasury Officer with qualification in Degree 4-5 years experience from RM3,500 to RM6,500
- Corporate Recovery Executive with qualification in Degree 4-5 years experience from RM3,000 to RM5,500
- Credit Analyst with qualification in Degree 4-5 years experience from RM3,500 to RM7,500
- Internal Auditor with qualification in Degree 2-3 years experience from RM2,500 to RM3,500
- Personal Financial Consultant with qualification in Degree 1-3 years experience from RM2,800 to RM4,500
- Sales Officer/Executivewith qualification in Diploma/Degree 0-1years experience from RM2,300 to RM4,500
- Credit & Loans Officer with qualification in Diploma/Degree 1-3 years experience from RM2,300 to RM3,500
- Management Trainee with qualification in Diploma/Degree 0-1 years experience from RM2,500 to RM3,200
- Bank Clerk with qualification in SPM/STPM 0-1 years experience from RM1,500 to RM2,000
- Bank Teller with qualification in SPM/STPM 1-3 years experience from RM1,500 to RM2,000
- Loans Clerk with qualification in SPM/STPM 1-3 years experience from RM1,500 to RM2,000
Salary Range Per Month for Jobs In Finance in Malaysia according to Kelly Services Salary Report 2014/2015
- Finance Manager with qualification in Degree 6-7 years experience from RM8,500 to RM13,000
- Finance and Administrative Manager with qualification in Post Graduate Diploma/Degree/Professional Degree/Masters 5 years experience from RM8,000 to RM10,500
- Internal Audit Manager with qualification in Degree 5 years experience from RM10,000 to RM14,000
- Finance Manager – Investment with qualification in Degree 5-7 years experience from RM8,000 to RM12,000
- Senior Accountant with qualification in Diploma/Degree/ACCA/CIMA/ MACPA/CPA 6-7 years experience from RM8,000 to RM12,000
- Senior Auditor with qualification in Degree/Professional Certificate 4-5 years experience from RM7,000 to RM9,000
- Accountant with qualification in Degree/Professional Certificate 2-3 years experience from RM6,000 to RM8,000
- Claims Manager with qualification in Diploma/Degree 4-5 years experience from RM5,500 to RM7,500
- Credit Control Manager with qualification in Diploma/Degree 4-6 years experience from RM5,500 to RM7,500
- Accounts Payable Manager with qualification in Degree 3-4 years experience from RM5,000 to RM7,000
- Cost Accountant with qualification in Diploma/Degree/ACCA/CIMA/ MACPA/CPA 3-4 years experience from RM4,500 to RM7,000
- Financial Analyst with qualification in Degree 3-4 years experience from RM6,000 to RM7,500
- Finance Executive with qualification in LCCI Higher/Diploma/Professional Certificate 2-4 years experience from RM3,500 to RM5,000
- Team Leader – Accounts with qualification in Diploma/Degree 3-4 years experience from RM4,000 to RM6,500
- Auditor with qualification in Degree/Professional Certificate 2-3 years experience from RM3,500 to RM6,000
- Senior Accounts Executive with qualification in LCCI Higher/Diploma/Professional Certificate 2-4 years experience from RM3,500 to RM6,000
- Accounts Executive with qualification in LCCI Intermediate /Diploma/Professional Certificate 1-3 years experience from RM3,000 to RM4,500
- Underwriting Officer with qualification in Diploma/Degree 1-3 years experience from RM2,800 to RM4,000
- Accounts Specialist (AP/AR) with qualification in Diploma/Degree 1-2 years experience from RM2,500 to RM4,000
- Fund Accounting Executive with qualification in Diploma/Degree 0-2 years experience from RM2,500 to RM3,500
- Credit Control Officer with qualification in Diploma/Degree 2-4 years experience from RM2,800 to RM4,500
- Claims Officer with qualification in Diploma/Degree 1-3 years experience from RM2,500 to RM4,000
- Payroll Officer with qualification in SPM/LCCI 1-2 years experience from RM2,500 to RM3,200
- Audit Assistant with qualification in Diploma/Degree 0-1 years experience from RM2,500 to RM3,000
- Accounts Assistant/Accounts Clerk with qualification in SPM/Certificate/Diploma 1-2 years experience from RM2,000 to RM2,800
- Credit Control Assistant with qualification in Diploma/Degree 1-2 years experience from RM2,000 to RM2,800
What is Finance?
Finance is a dynamic and ever-changing field that involves the evaluation of alternative choice investments, the monitoring of performance and the management of funds.
It uses, analyses and interprets data from companies’ operations, business units and accountants to make critical decisions on the companies’ day-to-day activities, investments, financing and risk management.
Finance plays an important role in almost all areas of business management and involves corporate strategy, marketing management, the design of reward packages, control and operations management. Therefore, studying finance is a must to all business students at university level.
The field of finance is dynamic and constantly changing to suit the needs of individuals, firms, financial institutions and the government sector.
A course in finance can be divided into 3 areas which are:
- corporate finance
- financial derivatives
Corporate finance looks at how investment and financing decisions are made from the perspective of a corporate decision maker. The investment module is designed to develop an understanding of institutional structures, fundamental concepts of financial securities valuation in financial markets and the performance evaluation of fund managers. The derivative securities module is designed to develop an understanding of risk management conducted by portfolio managers.
What do Banking & Finance Professionals work as in Malaysia?
Financial Managers – Almost every firm, government agency, and other type of organization have one or more financial
managers. They oversee the preparation of financial reports, direct investment activities, and implement cash management strategies as well as develop strategies and implement the financial goals of the institution.
The duties of financial managers vary with their specific titles, which include controller, treasurer or finance officer, credit manager, cash manager, risk and insurance manager, and manager of international banking.
Controllers direct the preparation of financial reports, such as income statements, balance sheets, and analyses of future earnings or expenses, that summarize and forecast the organization’s financial position.
Controllers also are in charge of preparing special reports required by regulatory authorities. Often, controllers oversee the accounting, audit, and budget departments. Treasurers and finance officers direct the organization’s budgets to meet its financial goals.
They oversee the investment of funds, manage associated risks, supervise cash management activities, execute capital-raising strategies to support a firm’s expansion, and deal with mergers and acquisitions.
Credit managers oversee the firm’s issuance of credit, establishing credit-rating criteria, determining credit ceilings, and
monitoring the collections of past-due accounts.
Cash managers monitor and control the flow of cash receipts and disbursements to meet the business and investment needs of the firm. For example, cash flow projections are needed to determine whether loans must be obtained to meet cash requirements or whether surplus cash should be invested in interest-bearing instruments.
Risk and insurance managers oversee programs to minimize risks and losses that might arise from financial transactions and business operations. They also manage the organization’s insurance budget. Managers specializing in international finance develop financial and accounting systems for the banking transactions of multinational organizations.
Financial institutions—such as commercial banks, savings and loan associations, and mortgage and finance companies—employ additional financial managers who oversee various functions, such as lending, trusts, mortgages, and investments, or programs, including sales, operations, or electronic financial services. These managers may solicit business, authorize loans, and direct the investment of funds, always adhering to Federal and State laws and regulations.
Branch managers of financial institutions administer and manage all of the functions of a branch office. Job duties may include hiring personnel, approving loans and lines of credit, establishing a rapport with the community to attract business, and assisting customers with account problems.
Branch mangers also are becoming more oriented toward sales and marketing. As a result, it is important that they have substantial knowledge about all types of products that the bank sells.
Financial managers who work for financial institutions must keep abreast of the rapidly growing array of financial services and
products. In addition to the preceding duties, all financial managers perform tasks unique to their organization or industry.
For example, government financial managers must be experts on the government appropriations and budgeting processes, whereas health care financial managers must be knowledgeable about issues surrounding health care financing. Moreover, financial managers must be aware of special tax laws and regulations that affect their industry.
Financial managers play an increasingly important role in mergers and consolidations and in global expansion and related financing. These areas require extensive, specialized knowledge to reduce risks and maximize profit. Financial managers increasingly are hired on a temporary basis to advise senior managers on these and other matters. In fact, some small firms contract out all their accounting and financial functions to companies that provide such services.
The role of the financial manager, particularly in business, is changing in response to technological advances that have significantly reduced the amount of time it takes to produce financial reports. Financial managers now perform more data analysis and use it to offer senior managers ideas on how to maximize profits.
They often work on teams, acting as business advisors to top management. Financial managers need to keep abreast of the latest computer technology to increase the efficiency of their firm’s financial operations.
Financial analysts and personal financial advisors provide analysis and guidance to businesses and individuals in making
investment decisions. Both types of specialists gather financial information, analyze it, and make recommendations. However, their job duties differ because of the type of investment information they provide and their relationships with investors.
Financial analysts assess the economic performance of companies and industries for firms and institutions with money to
invest. Also called securities analysts and investment analysts, they work for investment banks, insurance companies, mutual and pension funds, securities firms, the business media, and other businesses, helping them make investment decisions or recommendations.
Financial analysts read company financial statements and analyze commodity prices, sales, costs, expenses, and tax rates in order to determine a company’s value and to project its future earnings.
They often meet with company officials to gain a better insight into the firm’s prospects and to determine its managerial effectiveness.
Financial analysts can usually be divided into two basic types: those who work on the buy side and those who work on the sell side. Analysts on the buy side work for companies that have a great deal of money to invest.
These companies, called institutional investors, include mutual funds, hedge funds, insurance companies, independent money
managers, and charitable organizations, such as universities and hospitals, with large endowments.
Buy side financial analysts work to devise investment strategies for a company’s portfolio. Conversely, analysts on the sell side help securities dealers to sell their products. These companies include investment banks and securities firms. The business media also hire financial advisors that are supposed to be impartial, and as such occupy a role somewhere in the middle.
Financial analysts generally focus on a specific industry, region, or type of product. For example, an analyst may focus on the
utilities industry, Latin America, or the options market. Firms with larger research departments may divide the work even further so their analysts can maintain sharp focus.
Within their areas of specialty, analysts assess current trends in business practices, products, and competition. They must keep abreast of new regulations or policies that may affect the investments they are watching and monitor the economy to determine its effect on earnings.
Some experienced analysts called portfolio managers supervise a team of analysts and help guide a company in selecting the
right mix of products, industries, and regions for their investment portfolio. Others who manage mutual funds or hedge funds perform a similar role and are generally called fund managers. Other analysts, called risk managers, analyze portfolio decisions and determine how to maximize profits through diversification and hedging.
Some financial analysts, called ratings analysts, evaluate the ability of companies or governments that issue bonds to repay their debts. On the basis of their evaluation, a management team assigns a rating to a company’s or government’s bonds, which helps them to decide whether to include them in a portfolio. Other financial analysts perform budget, cost, and credit analysis as part of their responsibilities.
Financial analysts use spreadsheet and statistical software packages to analyze financial data, spot trends,
and develop forecasts. Analysts also use the data they find to measure the financial risks associated with making a particular investment decision. On the basis of their results, they write reports and make presentations, usually with recommendations to buy or sell particular investments.
Personal financial advisors assess the financial needs of individuals. Advisors use their knowledge of investments, tax laws, and insurance to recommend financial options to individuals. They help them to identify and plan to meet short- and long-term goals. Planners help clients with retirement and estate planning, funding the college education of children, and general investment choices.
Many also provide tax advice or sell life insurance. Although most planners offer advice on a wide range of topics, some specialize in areas such as retirement and estate planning or risk management. Personal financial advisors usually work with many clients, and they often must find their own customers. Many personal financial advisors spend a great deal of their time making sales calls and marketing their services.
Many advisors also meet potential clients by giving seminars or lectures or through business and social contacts. Finding clients and building a customer base is one of the most important aspects of becoming successful as a financial advisor. Financial advisors begin work with a client by setting up a consultation. This is usually an in-person meeting where the advisor obtains as much information as possible about the client’s finances and goals.
The advisor then develops a comprehensive financial plan that identifies problem areas, makes recommendations for improvement, and selects appropriate investments compatible with the client’s goals, attitude toward risk, and expectation or need for a return on the investment. Sometimes this plan is written, but more often it is in the form of verbal advice. Advisors sometimes meet with accountants or legal professionals for help.
Financial advisors usually meet with established clients at least once a year to update them on potential investments and adjust their financial plan to any life changes—such as marriage, disability, or retirement. Financial advisors also answer clients’ questions regarding changes in benefit plans or the consequences of a change in their jobs or careers.
Financial planners must educate their clients about risks and various possible scenarios so that the clients don’t harbor unrealistic expectations. Most personal financial advisors buy and sell financial products, such as securities and life insurance. Fees and commissions from the purchase and sale of securities and life insurance plans are one of the major sources of income for most personal financial advisors.
Study at the Best Private Universities & Colleges in Malaysia for Top Banking & Finance Degree Programmes
In order to succeed in the competitive banking & finance industry, students must choose the best universities in Malaysia to study. Students should choose the right university that fits them which has a good reputation for accounting, banking & finance programmes, excellent facilities, top lecturers, student support services and an English-speaking student environment. Graduates from accounting programmes are able to work in the banking and finance industry therefore the degree courses are included in the listing.
Graduates from the Accounting degree programmes will gain entry into the professional level of ACCA and CPA Australia. The accounting degree course will also equip graduates to pursue further professional qualifications with CFA, CFP, CIMA, ICAEW, MIA, RFP, etc.
Banking and Finance graduates may go for the the professional certifications by FPAM – Financial Planning Association of Malaysia, Certified Financial Planner (CFP) or Asian Institute of Chartered Banker (AICB).
Students after SPM or O-Levels with at least 5 credits including the relevant subjects may enter a Foundation in Business or Foundation in Arts at a top private university in Malaysia for 1 year before continuing on to the 3-year banking or finance degree programme. Pre-University graduates in Malaysia from programmes such as UEC, STPM, A-Levels, SAM, CPU, AUSMAT and others may enter directly into the degree providing they meet the minimum entry requirements.
Top Ranked UK Accounting & Banking Degree Programmes at Heriot-Watt University Malaysia
Students in Malaysia can now get a top ranked UK degree at Heriot-Watt University Malaysia. At the top ranked Heriot-Watt University Malaysia, you will learn how to apply business management and finance knowledge and skills to a range of different managerial, business and problem-solving situations, management decisions, compliance issues and governance. Heriot-Watt University’s Ranking in the Guardian University Guide 2016 for Accounting & Finance is 3rd in the UK.
Top Ranked Australian Degree Programmes at Curtin University Sarawak
Curtin is ranked in the top 2% of universities worldwide in the highly regarded Academic Ranking of World Universities (ARWU). Curtin is ranked within the top 300 universities by QS World University.
Curtin University Sarawak opened its doors in 1999 following an invitation from the Sarawak State Government to Curtin University of Technology in Perth, Western Australia, to establish its first offshore campus in Miri. Curtin University Sarawak is rated Tier 5 or Excellent in the SETARA 2013 ranking of universities in Malaysia by the Malaysian Qualifications Agency (MQA).
- Bachelor of Commerce Accounting and Banking
- Bachelor of Commerce (Accounting)
- Bachelor of Commerce (Finance)
- Bachelor of Commerce (Accounting and Finance)
- Bachelor of Commerce (Banking and Finance)
- Bachelor of Commerce (Finance and Management)
- Bachelor of Commerce (Finance and Marketing)
UK Dual Award Accounting & Finance Programmes at the Award-Winning Asia Pacific University
Students can consider top ranked Asia Pacific University where they offer various specialisations in Finance & Investments for students to choose from. Students at APU will get a degree awarded by APU as well as Staffordshire University, UK.
Asia Pacific University’s Banking and Finance Degree programmes are accredited by The Financial Accreditation Agency (FAA). Students who specialised in Financial Planning are allowed to sit for the Module 1 and Module 4 exams for the CFP certification programme without having to attend the required 60 hours of tutorial for each module. For Module 2 and Module 3, students will be allowed to sit for the exams after just attending 40 hours of lectures per module. APU Banking and Finance Degree programmes are accredited by Asian Institute of Chartered Bankers (AICB), upon completion of the programme, students with CGPA more than 3.0 will be awarded with Executive Banker certificate.
- Diploma in Accounting
- Diploma in Finance
- BA (Hons) in Accounting and Finance
- BA (Hons) in Accounting and Finance with specialisms in Forensic Accounting
- BA (Hons) in Accounting and Finance with specialisms in Taxation
- BA (Hons) in Accounting and Finance with specialisms in Forex and Investments
- BA (Hons) in Accounting and Finance with specialisms in Internal Audit
- Bachelor in Banking and Finance (Hons)
- Bachelor in Banking and Finance (Hons) with specialisms in Financial Planning
- Bachelor in Banking and Finance (Hons) with specialisms in Investment and Risk Management
- Bachelor in Islamic Banking and Finance (Hons)
UK Dual Award Accounting & Finance Degree Programmes Top Ranked Taylor’s University Lakeside Campus
Students can get a Dual Degree awarded by Taylor’s University and the University of the West of England (UWE), UK. The quality of the undergraduate teaching and learning at Taylor’s was acknowledged when it garnered a ‘Tier 5: Excellent’ rating in the Rating System for Malaysian Higher Education (SETARA) in 2009, 2011 & 2013 by the Ministry of Higher Education Malaysia. Top Ranked Taylor’s University has won many awards in business, making is one of the best universities in Malaysia to study accounting & finance.
- Bachelor of Arts (Hons) Accounting & Finance
- Bachelor of Business (Hons) Banking & Finance
- Bachelor of Business (Hons) Finance & Economics
Accounting & Finance Degree Programmes at the Top Ranked UCSI University
For an affordable top ranked private university in Malaysia with excellent facilities, students can consider UCSI University. UCSI University is ranked in the Top 300 Universities in Asia in 2015 by the renown QS University Rankings. UCSI University is ranked as Excellent or Tier 5 in the SETARA 2013 rating system by MQA.
With its innovative academic curriculum, UCSI University students also enjoy the unique benefits of its Co-Operative Education Training Programme (Co-Op) that enhances their employability by integrating classroom learning with workplace training in Co-Op employer organisations. Completing two months’ work experience for every study year, a UCSI University student would have six to eight months’ work experience to stand ready for full-time employment upon their graduation.
- BA (Hons) Accounting
- BA (Hons) Accounting & Finance
- Bachelor of Financial Economics (Hons)
- BBA (Hons) Islamic Banking & Finance
- BSc (Hons) Actuarial Science and Finance
- BSc (Hons) Finance & Investment
Accounting & Finance Programmes at KDU University College Utropolis Glenmarie
Established in 1983, KDU University College has moved to its brand new 10-acre flagship campus within the Paramount Utropolis integrated development at Glenmarie, Shah Alam. KDU University College Utropolis Glenmarie is offering its homegrown degree programmes.
Top Accounting & Finance Programmes at HELP University, HELP Academy & HELP College of Arts & Technology
Ever since its founding in 1986 to provide affordable quality educational opportunities for Malaysians, HELP University is famous for its high quality business courses. Students can study the finance degree course at HELP University Damansara Heights or HELP University Subang 2.
HELP University has various internship and graduate training programs with many leading multinational companies including General Electric, KPMG, PWC, Ernst & Young, Deloitte and BDO Binder. Hence HELP University’s graduates are preferred employees for top companies in Malaysia.
Students after SPM or O-Levels who want a top American education in Malaysia can now study for the
Bachelor of Science in Finance degree awarded by University of Upper Iowa (UIU), USA at HELP College of Arts & Technology. The degree is completed all in Malaysia with 1 year study experience in the USA.
The best part is that the fees would include one academic year of studies in UIU’s campus in the United States, economy airfare, and accommodation. You will be getting an American experience at a fraction of the cost to study in the USA.
- Bachelor of Business (Accounting) at HELP University
- Bachelor of Business (Finance) (Hons) at HELP University
- 3+0 BA (Hons) Accounting & Finance in Malaysia awarded by University of Derby, UK at HELP Academy
- Bachelor of Science (Accounting & Finance) University of London International Programmes at HELP Academy
- 4+0 Upper Iowa University, USA Bachelor of Science in Finance HELP College of Arts & Technology
EduSpiral Consultant Services- Your Personal Online Education Advisor
EduSpiral Consultant Services represents the best colleges and universities in Malaysia offering a wide range of choices for students to choose from. These colleges and universities offer value for money in the quality of education and excellent facilities that you get. These universities and colleges are chosen by EduSpiral because they represent the best in their fields in Malaysia and affordable.
EduSpiral Consultant Services represents the best colleges and universities in Malaysia offering a wide range of choices for students to choose from. These colleges and universities offer value for money in the quality of education and excellent facilities that you get.
These universities and colleges are chosen by EduSpiral because they represent the best in their fields in Malaysia and affordable. EduSpiral provides in-depth information and counseling on their courses so that students are able to make the right choice.
If you are still not sure what to study, please contact us and we will send you a free EduSpiral Career Assessment Form.
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