High Job Demand for Finance, Banking & Investment Degree Graduates in Malaysia

Best Banking & Finance Degree Programmes at Top Private Universities in Malaysia

Written by EduSpiral Consultant Services For more information contact 01111408838

Worldwide, the financial services sector records the highest earnings and drives a country’s economic growth.  The Financial sector stands as one of the largest sectors in Malaysia with more than 300,000 people employed. This sector is made up by professionals in the Accounting, Banking, Economics, Finance, Insurance and Statistics and Taxation sub-sectors. An important industry for the country, it contributes up to 11 percent of the nation’s Gross Domestic Product (GDP).

The role of the financial sector is envisioned to continue growing to be a key driver and catalyst of Malaysia’s economic progression. This sector is projected to be more competitive, dynamic, inclusive, diversified, and integrated, with the ability to offer world class financial services, in terms of breadth, depth and quality to serve the needs of Malaysia.

In today’s ever-changing world, finance graduates are highly sought-after in a cross-section of industries which each offer a variety of job opportunities. Therefore, having a finance qualification can lead to a rewarding career. A fast-track career in finance depends on a good understanding of market movements and the diverse investment market.

For more information contact 01111408838

Please fill up the Form below and I will WhatsApp you and provide you with sound advise on how to choose the best private university or college in Malaysia to study at. If you do not give your mobile number or full name as in IC, your query will not be answered. Our knowledgeable & experienced counsellor will send you a message on WhatsApp & provide assistance from there.

What is the Job Demand for Banking & Financial Services in Malaysia?

The Financial sector stands as one of the largest sectors in Malaysia with more than 300,000 people employed. This sector is made up by professionals in the Accounting, Banking, Economics, Finance, Insurance and Statistics and Taxation sub-sectors. An important industry for the country, it contributes up to 11 percent of the nation’s Gross Domestic Product (GDP).

The role of the financial sector is envisioned to continue growing to be a key driver and catalyst of Malaysia’s economic progression.

This sector is projected to be more competitive, dynamic, inclusive, diversified, and integrated, with the ability to offer world class financial services, in terms of breadth, depth and quality to serve the needs of Malaysia.

The most high paying salary areas in finance in Malaysia are:

• pension fund management
• life insurance
• investment funds management
• financial institutions.

Banking is also an ideal launching pad for those who are aiming to achieve their ultimate goal of becoming big players. Those who specialise in investment can work as stock and bond brokers, traders and company investment analysts.

What is Finance?

Finance is a dynamic and ever-changing field that involves the evaluation of alternative choice investments, the monitoring of performance and the management of funds.

It uses, analyses and interprets data from companies’ operations, business units and accountants to make critical decisions on the companies’ day-to-day activities, investments, financing and risk management.

Finance plays an important role in almost all areas of business management and involves corporate strategy, marketing management, the design of reward packages, control and operations management. Therefore, studying finance is a must to all business students at university level.

The field of finance is dynamic and constantly changing to suit the needs of individuals, firms, financial institutions and the government sector.

A course in finance can be divided into 3 areas which are:

1. corporate finance
2. investment
3. financial derivatives

Corporate finance looks at how investment and financing decisions are made from the perspective of a corporate decision maker. The investment module is designed to develop an understanding of institutional structures, fundamental concepts of financial securities valuation in financial markets and the performance evaluation of fund managers. The derivative securities module is designed to develop an understanding of risk management conducted by portfolio managers.

What do Banking & Finance Professionals work as in Malaysia?

• Financial Managers – Almost every firm, government agency, and other type of organization have one or more financial managers. They oversee the preparation of financial reports, direct investment activities, and implement cash management strategies as well as develop strategies and implement the financial goals of the institution.
• The duties of financial managers vary with their specific titles, which include controller, treasurer or finance officer, credit manager, cash manager, risk and insurance manager, and manager of international banking.
• Controllers direct the preparation of financial reports, such as income statements, balance sheets, and analyses of future earnings or expenses, that summarize and forecast the organization’s financial position.
• Controllers also are in charge of preparing special reports required by regulatory authorities. Often, controllers oversee the accounting, audit, and budget departments. Treasurers and finance officers direct the organization’s budgets to meet its financial goals.
• They oversee the investment of funds, manage associated risks, supervise cash management activities, execute capital-raising strategies to support a firm’s expansion, and deal with mergers and acquisitions.
• Credit managers oversee the firm’s issuance of credit, establishing credit-rating criteria, determining credit ceilings, and monitoring the collections of past-due accounts.
• Cash managers monitor and control the flow of cash receipts and disbursements to meet the business and investment needs of the firm. For example, cash flow projections are needed to determine whether loans must be obtained to meet cash requirements or whether surplus cash should be invested in interest-bearing instruments.
• Risk and insurance managers oversee programs to minimize risks and losses that might arise from financial transactions and business operations. They also manage the organization’s insurance budget. Managers specializing in international finance develop financial and accounting systems for the banking transactions of multinational organizations.
• Financial institutions—such as commercial banks, savings and loan associations, and mortgage and finance companies—employ additional financial managers who oversee various functions, such as lending, trusts, mortgages, and investments, or programs, including sales, operations, or electronic financial services. These managers may solicit business, authorize loans, and direct the investment of funds, always adhering to Federal and State laws and regulations.
• Branch managers of financial institutions administer and manage all of the functions of a branch office. Job duties may include hiring personnel, approving loans and lines of credit, establishing a rapport with the community to attract business, and assisting customers with account problems.
• Branch mangers also are becoming more oriented toward sales and marketing. As a result, it is important that they have substantial knowledge about all types of products that the bank sells.
• Financial managers who work for financial institutions must keep abreast of the rapidly growing array of financial services and products. In addition to the preceding duties, all financial managers perform tasks unique to their organization or industry.
  • For example, government financial managers must be experts on the government appropriations and budgeting processes, whereas health care financial managers must be knowledgeable about issues surrounding health care financing. Moreover, financial managers must be aware of special tax laws and regulations that affect their industry.
  • Financial managers play an increasingly important role in mergers and consolidations and in global expansion and related financing. These areas require extensive, specialized knowledge to reduce risks and maximize profit. Financial managers increasingly are hired on a temporary basis to advise senior managers on these and other matters. In fact, some small firms contract out all their accounting and financial functions to companies that provide such services.
  • The role of the financial manager, particularly in business, is changing in response to technological advances that have significantly reduced the amount of time it takes to produce financial reports. Financial managers now perform more data analysis and use it to offer senior managers ideas on how to maximize profits.
  • They often work on teams, acting as business advisors to top management. Financial managers need to keep abreast of the latest computer technology to increase the efficiency of their firm’s financial operations.
• Financial analysts and personal financial advisors provide analysis and guidance to businesses and individuals in making investment decisions. Both types of specialists gather financial information, analyze it, and make recommendations. However, their job duties differ because of the type of investment information they provide and their relationships with investors.
• Financial analysts assess the economic performance of companies and industries for firms and institutions with money to invest. Also called securities analysts and investment analysts, they work for investment banks, insurance companies, mutual and pension funds, securities firms, the business media, and other businesses, helping them make investment decisions or recommendations.
  • Financial analysts read company financial statements and analyze commodity prices, sales, costs, expenses, and tax rates in order to determine a company’s value and to project its future earnings.
  • They often meet with company officials to gain a better insight into the firm’s prospects and to determine its managerial effectiveness.
  • Financial analysts can usually be divided into two basic types: those who work on the buy side and those who work on the sell side. Analysts on the buy side work for companies that have a great deal of money to invest.
  • These companies, called institutional investors, include mutual funds, hedge funds, insurance companies, independent money managers, and charitable organizations, such as universities and hospitals, with large endowments.
  • Buy side financial analysts work to devise investment strategies for a company’s portfolio. Conversely, analysts on the sell side help securities dealers to sell their products. These companies include investment banks and securities firms. The business media also hire financial advisors that are supposed to be impartial, and as such occupy a role somewhere in the middle.
  • Financial analysts generally focus on a specific industry, region, or type of product. For example, an analyst may focus on the utilities industry, Latin America, or the options market. Firms with larger research departments may divide the work even further so their analysts can maintain sharp focus.
  • Within their areas of specialty, analysts assess current trends in business practices, products, and competition. They must keep abreast of new regulations or policies that may affect the investments they are watching and monitor the economy to determine its effect on earnings.
  • Some experienced analysts called portfolio managers supervise a team of analysts and help guide a company in selecting the right mix of products, industries, and regions for their investment portfolio. Others who manage mutual funds or hedge funds perform a similar role and are generally called fund managers. Other analysts, called risk managers, analyze portfolio decisions and determine how to maximize profits through diversification and hedging.
  • Some financial analysts, called ratings analysts, evaluate the ability of companies or governments that issue bonds to repay their debts. On the basis of their evaluation, a management team assigns a rating to a company’s or government’s bonds, which helps them to decide whether to include them in a portfolio. Other financial analysts perform budget, cost, and credit analysis as part of their responsibilities.
  • Financial analysts use spreadsheet and statistical software packages to analyze financial data, spot trends, and develop forecasts. Analysts also use the data they find to measure the financial risks associated with making a particular investment decision. On the basis of their results, they write reports and make presentations, usually with recommendations to buy or sell particular investments.
• Personal financial advisors assess the financial needs of individuals. Advisors use their knowledge of investments, tax laws, and insurance to recommend financial options to individuals. They help them to identify and plan to meet short- and long-term goals. Planners help clients with retirement and estate planning, funding the college education of children, and general investment choices.
  • Many also provide tax advice or sell life insurance. Although most planners offer advice on a wide range of topics, some specialize in areas such as retirement and estate planning or risk management. Personal financial advisors usually work with many clients, and they often must find their own customers. Many personal financial advisors spend a great deal of their time making sales calls and marketing their services.
  • Many advisors also meet potential clients by giving seminars or lectures or through business and social contacts. Finding clients and building a customer base is one of the most important aspects of becoming successful as a financial advisor. Financial advisors begin work with a client by setting up a consultation. This is usually an in-person meeting where the advisor obtains as much information as possible about the client’s finances and goals.
  • The advisor then develops a comprehensive financial plan that identifies problem areas, makes recommendations for improvement, and selects appropriate investments compatible with the client’s goals, attitude toward risk, and expectation or need for a return on the investment. Sometimes this plan is written, but more often it is in the form of verbal advice. Advisors sometimes meet with accountants or legal professionals for help.
  • Financial advisors usually meet with established clients at least once a year to update them on potential investments and adjust their financial plan to any life changes—such as marriage, disability, or retirement. Financial advisors also answer clients’ questions regarding changes in benefit plans or the consequences of a change in their jobs or careers.
  • Financial planners must educate their clients about risks and various possible scenarios so that the clients don’t harbor unrealistic expectations. Most personal financial advisors buy and sell financial products, such as securities and life insurance. Fees and commissions from the purchase and sale of securities and life insurance plans are one of the major sources of income for most personal financial advisors.

Working in Banking & Finance in Malaysia

The most high paying salary areas in finance in Malaysia are:

• pension fund management
• life insurance
• investment funds management
• financial institutions.

Banking is also an ideal launching pad for those who are aiming to achieve their ultimate goal of becoming big players. Those who specialise in investment can work as stock and bond brokers, traders and company investment analysts. Banking & Finance graduates in Malaysia can work in the many positions found in the banks and financial institutions. Below are a sample list, some are taken from positions posted on Jobstreet.

• Loan officers – personal, home, business, credit card, etc.
• Mortgage officers
• Branch Manager
• Bank Manager
• Bank teller
• Customer Service
• Credit card services
• Credit analyst
• Personal banking
• Investment banking – executive, senior executive, manager, director, assistant VP, VP, Senior VP, Dep. GM, GM, etc
• Equity portfolio analyst
• Personal financial consultant
• Associate – Structured & Banking Products
• Finance Manager (AVP) – Banking Finance and Treasury
• Auditor, International Operations, Treasury, International & Finance, Audit
• Auditor, Project Management Lifecycle & Support, IT Risk & E-Banking, Audit
• Private Wealth Specialist -Preferred Banking
• Associate Principal, Financial Services (Merchants)
• Finance Manager, Taxation and Accounts
• Relationship Manager (Banking)
• VP – Financial System & Operations
• Relationship Manager – Commercial Banking, Corporate Banking, SME Banking, Wholesale Banking, Private Banking, HNW & Affluent Banking, Consumer Banking, Premier Banking Acquisition, etc
• Product Manager, Liabilities & Treasury (SME Banking)
• Senior Executive, Operations & Finance (Fund Management)
• Accounts Supervisor – Finance Casino
• Treasury Executive (Banking Operation)
• Head of Business Planning and Analysis (Consumer Banking)
• Consumer Financial Services Sales Management Programme
• Banking sales specialist
• Investment Counsellor (Priority Banking)
• Finance Manager (Investment / REITS / Property Development)
• Trade Regional Services Head, Regional Trade Banking
• Senior Executive, Network Infrastructure, Global Financial Banking (GFB)
• Account Relationship Manager, Business Banking
• Assistant Vice President, Treasury Sales, Business Banking
• Financial Investment Executive – Futures Derivatives
• Originator, Microfinance, Consumer Finance, Community Financial Services
• Executive – Processing, Auto Finance
• Manager, Product Development & Marketing, Wholesale Banking
• Credit Analyst for Corporate Banking
• Executive, Finance Reporting
• Executive, Disbursement & Documentation, Auto Finance & Asset Based Financing
• Head of Credit Risk, Consumer & SME Banking
• Financial Risk Analyst
• Wealth Consultant, Frontline Support, HNW & Affluent Banking, Community Financial Services

Job prospects for Banking & Finance Graduates in Malaysia

There are banks, investment, insurance and financial institutions everywhere and in small towns as well.

You can work in the many positions as stated above in places like Maybank, HSBC, Standard & Chartered, Hong Leong, Public Bank, Public Mutual, OCBC, AmBank, Aeon, CIMB, Prudential, Great Eastern and more. If you want to work in the exciting world of investment, Bank Negara has listed 15 investment banks in Malaysia such as HwangDBS, Affin Investment Bank, AmInvestment Bank, CIMB Investment Bank, ECM Libra Investment, Hong Leong Investment Bank, OSK Investment Bank, RHB Investment Bank and more.

Where can Banking & Finance Graduates work in Malaysia?

Many students have asked me where the can work after graduating with the degree banking, finance or investment. There are many areas where graduates can work in such as banks, investment banks, islamic banks, moneybrokers, insurance, reinsurance, fund managers, futures fund managers, and more.

Qualified people are required to fill up different posts in the various departments of a bank. The departments include:

• Accounts – Keeps a full record of the bank’s transactions.
• Loans – Policies and guidelines for loans are determined by the head-office, to be abided by branch offices.
• Investments – Handles investment in bonds and government securities to ensure maximum returns.
• International trade – Connects with overseas banks and assists Malaysian traders in establishing contacts with foreign counterparts.
• Sales and Marketing – Sells the bank’s services to the public and organises publicity campaigns for the bank.
• Personnel – Recruits new workers and takes care of promotions, transfers, pay and welfare of staff.
• Training – Responsible for the training of new recruits.
• Systems and Technology – Keeps up with the latest development in technology to help in the daily running of the banks.
• Economy – Provides the latest information on local and global economic trends. Researches and compiles statistical information.

Graduates can focus on banking & financial services jobs in a number of specialist areas including:

• Risk – Credit / Marketing / Operational
• Finance / Accounting / Audit
• Corporate / Consumer Banking
• Compliance
• Capital Markets
• Corporate Finance / M&A
• Investment Management
• Operations
• Actuarial
• Insurance
• Private Equity
• Treasury

I have prepared a list of the top banking and finance companies in Malaysia that graduates can find work in.

Foreign-owned Commercial Banks in Malaysia

• Al Rajhi Banking & Investment Corporation (Malaysia) Berhad
• Citibank Berhad
• HSBC Bank Malaysia Berhad
• Oversea-Chinese Banking Corporation (OCBC Bank Malaysia Berhad)
• Standard Chartered Bank Malaysia Berhad (Standard Chartered)
• The Bank of Nova Scotia Berhad (Scotiabank)
• The Royal Bank of Scotland Berhad (RBS)
• United Overseas Bank Malaysia Berhad (UOB)
• Bangkok Bank Malaysia Berhad
• Bank of China Malaysia Berhad
• BDO Unibank Malaysia Berhad (Authorized Agent Bank of CIMB For Tax Collection)
• BNP Paribas Malaysia Berhad
• Deutsche Bank Malaysia Berhad
• Bank of Tokyo-Mitsubishi UFJ Malaysia Berhad
• Bank of America Berhad
• Industrial and Commercial Bank of China Berhad
• J.P Morgan Chase Bank Berhad
• Bank Mandiri Malaysia Berhad
• Mizuho Bank Malaysia Berhad
• National Bank of Abu Dhabi Malaysia Berhad
• Sumitomo Mitsui Banking Coorporation Malaysia Berhad
• Zamora Trading Malaysia Berhad
• India International Bank Malaysia Berhad

Investment banks in Malaysia

• Affin Hwang Capital (Following merger between Affin Investment Bank and Hwang-DBS Investment Bank)
• Alliance Investment Bank Berhad
• AmInvesment Bank Berhad
• CIMB Investment Bank Berhad (Partnered with BDO Uni-bank as Authorized Agent Bank For International Tax Collection)
• Hong Leong Investment Bank Berhad
• Public Investment Bank Berhad
• RHB Investment Bank Berhad
• KAF Investment Bank Berhad
• Kenanga Investment Bank Berhad
• Maybank Investment Bank
• MIDF Investment Bank Berhad
• MIMB Investment Bank Berhad (merged with Hong Leong Investment Bank)
• OSK Investment Bank Berhad (merged with RHB Investment Bank Berhad)
• ECM Libra Investment Bank Berhad (bought over by Kenanga Investment Bank

Islamic banks in Malaysia

• Affin Islamic Bank Berhad
• Al Rajhi Banking & Investment Corporation (Malaysia) Berhad
• Alkhair International Islamic Bank Malaysia Berhad
• Alliance Islamic Bank Berhad
• AmIslamic Bank Berhad
• Asian Finance Bank (M) Berhad
• Asia Offshore Finance Agency
• Bank Islam Malaysia Berhad
• Bank Muamalat Malaysia Berhad
• CIMB Islamic Bank Berhad
• Hong Leong Islamic Banking Berhad
• HSBC Amanah Malaysia Berhad
• Kuwait Finance House (Malaysia) Berhad
• Maybank Islamic Berhad
• OCBC Al-Amin Bank Berhad
• Public Islamic Bank Berhad
• RHB Islamic Bank Berhad
• Standard Chartered Saadiq Berhad
• Development Financial Institutions (Government-owned banks) (full list)[edit]
• Agro Bank Malaysia Berhad
• Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat)
• Bank Simpanan Nasional Berhad
• Export-Import Bank of Malaysia Berhad (Exim Bank)
• Bank Perusahaan Kecil & Sederhana Berhad ((Small Medium Enterprise) SME Bank Berhad)
• Sabah Development Bank Berhad (SDB)
• Sabah Credit Corporation Berhad
• Lembaga Tabung Haji
• Credit Guarantee Corporation Malaysia Berhad (CGC)
• Malaysian Industrial Development Finance Berhad (MIDF)
• Bank Pembangunan Malaysia Berhad (BPMB) (The development bank of Malaysia)

Moneybrokers in Malaysia

• Affin Moneybrokers Sdn Bhd
• Amanah Butler Malaysia Sdn Bhd
• First TAZ Money brokers Sdn Bhd
• Forex Enterprise Sdn Bhd
• Harlow’s & MGI Sdn Bhd
• KAF-Astley & Pierce Sdn Bhd

Licensed Money Lenders in Malaysia

• ACE Credit Berhad (Licensed Personal Financier)
• Sri Guan Teik Enterprise Sdn Bhd (Award Winning Company)
• Broadway money lenders
• Bhera Investment Berhad (Award Winning Company)
• Easytop Capital Sdn Bhd
• SS SIong Wang Trading SS
• PS Alliance Sdn Bhd
• Maxmatic Capital sdn Bhd
• Safe Best Enterprise Sdn Bhd
• Euritage Sdn Bhd
• Fullup Credit Sdn Bhd
• Twomax Enterprise
• First Max Enterprise
• Perfect Million Capital Sdn Bhd
• Everlast Enterprise
• Bakti Mentari Enterprise
• Money Aim Enterprise
• Ultimax Management Services
• Well Delight Sdn Bhd
• Doritama Holding Sdn Bhd
• FK Capital Berhad
• Kenanga Capital Sdn Bhd
• Fidelity Funding Sdn Bhd
• Amalan Credit Corporation Sdn Bhd
• Short Deposit Malaysia Private Bank Bhd
• Zamora Trading Sdn Bhd
• Max Loans Sdn Bhd

Other (non-banking) government-owned financial related organisations and Affiliates

• Cagamas Berhad
• EPF – Employees Provident Funds (KWSP – Kumpulan Wang Simpanan Pekerja)
• Permodalan Nasional Berhad (PNB)
• Treasury Malaysia
• National Economic Action Council
• Labuan Financial Service Authority (Labuan FSA)
• Malaysia Deposit Insurance Corporation
• Small and Medium Industries Development Corporation (SMIDEC)
• Pengurusan Danaharta Nasional Berhad
• The Iclif Leadership and Governance Centre (ICLIF)
• Inland Revenue Board
• Bursa Malaysia (KLSE – Kuala Lumpur Stock Exchange)
• Malaysia Derivatives Exchange Berhad
• Department of Statistics
• J. D. Zamora Trust Services (International Tax Collection Agent)
• Thanaraja bank of Taman beranang (tbtb)
• Institute of Bankers Malaysia
• Malaysian Insurance Institute
• Association of Islamic Banking Institutions Malaysia
• Life Insurance Association of Malaysia
• General Insurance Association of Malaysia
• International Association of Insurance Supervisor
• Financial Mediation Bureau (FMB)
• Credit Counselling and Debt Management Agency (AKPK)
• Zamora Trading Malaysia (International Treaty Tax Authorized Collection Agent)

Licensed Fund Managers & Futures Fund Managers in Malaysia

• Aberdeen Asset Management Sdn Bhd
• Affin Hwang Asset Management Berhad
• AIG Global Investment Corporation (Malaysia) Sdn Bhd
• AIMS Asset MAnagement Sdn Bhd (+ Futures)
• Alliance Capital Asset Management Sdn Bhd (+ Futures)
• Alliance Unit Trust Management Berhad (+ Futures)
• Alpha Asset MAnagement Berhad
• Amanah Saham Kedah Berhad
• Amanah SSCM Asset Management Sdn Bhd
• AmanahRaya – JMF Asset Management Sdn Bhd (+ Futures)
• AmInvestment Management Sdn Bhd (+ Futures)
• Apex Investment Services Berhad
• Areca Capital Sdn Bhd
• ASM Investment Service Berhad
• Assar Asset Management Sdn Bhd
• Avenue Invest Berhad (+ Futures)
• Ayman Capital Sdn Bhd
• BIMB Unit Trust Management Sdn Bhd
• Behra Investment Berhad
• BIMSEC Asset Management Sdn Bhd
• BTR Capital Partners Sdn Bhd
• Bumiwerk Asset Management Sdn Bhd
• The Capital Dynamics Asset Management Sdn Bhd
• CIMB-Principal Asset Management Berhad (+ Futures)
• CMS Dresdner Asset Management Sdn Bhd
• Easset Management Sdn Bhd
• ECM Libra capital Markets Sdn Bhd
• First Bond Asset Management Sdn Bhd
• Fortitude Asset Management Sdn Bhd
• Fortress Capital Asset Management Sdn Bhd
• Fulcrum Asset Management Sdn Bhd
• Golden Touch Asset Management Sdn Bhd
• Hadrons Capital Sdn Bhd
• Hickham Capital Management Sdn Bhd
• HLG Asset Management Sdn Bhd (+ Futures)
• Hong Leong Fund Management Sdn Bhd
• ING Funds Berhad
• Inter-Pacific Asset Management Sdn Bhd
• Itrinsic Capital Management Sdn Bhd
• IUB Asset Management Sdn Bhd
• Kenanga Asset Management Sdn Bhd
• Kenanga Investment Management Sdn Bhd
• Kenanga Unit Trust Berhad (+ Futures)
• Kestrel Capital Partners (M) Sdn Bhd
• KLCS Asset Management Sdn Bhd (+ Futures)
• Kumpulan Sentiasa Cermelang Sdn Bhd (+ Futures)
• Mayban Investment Management Sdn Bhd
• Mercury Asset Management Sdn Bhd
• Meridian Asset Management Sdn Bhd
• Muamalat Avenue Sdn Bhd (+ Futures)
• Navis Management Sdn Bhd
• Opus Asset Management Sdn Bhd (+ Futures)
• OSK International Asset Management Sdn Bhd (+ Futures)
• OSK-UOB Unit Trust Management Berhad
• Pacific Mutual Fund Berhad
• PacificMas Asset Management Sdn Bhd
• PCB Asset Management Sdn Bhd
• Pelaburan Johor Berhad
• Pengurusan Kumipa Berhad
• Perkasa Normandy Managers Sdn Bhd
• Permodalan Nasional Berhad
• PFM Capital Holdings Sdn Bhd
• Pheim Asset Management Sdn Bhd (+ Futures)
• Philip Capital Management Sdn Bhd
• PowerHouse Asset Management Sdn Bhd
• PRB Asset Management Sdn Bhd
• Premier Investment Management Sdn Bhd
• Prudential Fund Maangement Berhad
• PTB Unit Trust Berhad
• Public Mutual Berhad
• RHB Asset Management Sdn Bhd (+ Futures)
• SBB Asset Management Sdn Bhd (+ Futures)
• Singular Asset Management Sdn Bhd
• SJ Asset Management Sdn Bhd
• Suria Asset Management Sdn Bhd
• Trillium Advisory Investment Management Berhad
• UOB-OSK Asset Management Sdn Bhd
• TA Asset Management Sdn Bhd (Futures only)
• VCB Capital Sdn Bhd
• Zamora Holdings Sdn Bhd

Licensed Futures Brokers in Malaysia

• Affin Hwang Futures Sdn Bhd (formerly known as HDM Futures Sdn Bhd)
• AmFutures Sdn Bhd
• Apex Futures Sdn Bhd
• Avenue Securities Sdn Bhd
• CIMB Futures Sdn Bhd
• Fedrums Sdn Bhd
• Fontanazz Futures Sdn Bhd
• Innosabah Options & futures Sdn Bhd
• Inter-Pacific Futures Sdn Bhd
• Kenanga Deutsche Futures Sdn Bhd
• Okachi (Malaysia) Sdn Bhd
• Oriental Pacific Futures Sdn Bhd
• OSK Futures & Options Sdn Bhd
• RHB Futures Sdn Bhd
• Sunny Futures Sdn Bhd
• TA Futures Sdn Bhd

Licensed Securities Dealers in Malaysia

• A.A.Anthony Securities Sdn Bhd (bought by UOB Kayhian)
• Affin Securities Sdn Bhd
• AmSecurities Sdn Bhd
• Avenue Securities Sdn Bhd
• BIMB Securities Sdn Bhd
• CIMB Securities Sdn Bhd
• CLSA Securities Malaysia Sdn Bhd
• Credit Suisse Securities (Malaysia) Sdn Bhd
• EONCAP Securities Sdn Bhd
• FA Securities Sdn Bhd
• HLG Securities Sdn Bhd
• Hwang-DBS Securities Sdn Bhd
• Innosabah Securities Berhad (bought by UOB Kayhian)
• Inter-Pacific Securities Sdn Bhd
• JF Apex Securities Berhad
• JPMorgan Securities (Malaysia) Sdn Bhd
• Jupiter Securities Sdn Bhd
• K*N Kenanga Berhad
• KAF-Seagroatt & Campbell Securities Sdn Bhd
• Kuwait Finance House (Malaysia) Berhad
• M&A Securities Sdn Bhd
• Macquarie (Malaysia) Sdn Bhd
• Malacca Securities Sdn Bhd
• Malaysian Issuing House Sdn Bhd (Issuing House)
• Mercury Securities Sdn Bhd
• MIDF Consultancy & Corporate Services Sdn Bhd (Issuing House)
• MIDF Sisma Securities Sdn Bhd
• Nomura Securities Malaysia Sdn Bhd
• OSK Securities Berhad
• RHB Securities Sdn Bhd
• SBB Securities Sdn Bhd
• SJ Securities Sdn Bhd
• TA Securities Holdings Bhd
• UBS Securities Malaysia Sdn Bhd
• UOB KAY HIAN SECURITIES (M)SDN BHD
• Zamora Trading Sdn Bhd

Investment-Link Funds & Insurance Companies – Takaful in Malaysia

Life and General Businesses in Malaysia

• AmAssurance Berhad
• American International Assurance Co Ltd (AIA)
• Hong Leong Assurance Berhad
• ING Insurance Berhad
• Malaysia National Insurance Berhad (MNI)
• Malaysian Assurance Alliance Berhad
• MCIS Zurich Insurance Berhad
• Prudential Assurance (M) Berhad

Life Businesses in Malaysia

• Allianz Life Insurance (Malaysia) Berhad
• Asia Life (Malaysia) Berhad
• AXA Affin Life Insurance Berhad
• Commerce Life Assurance (Malaysia) Berhad
• Great Eastern Life Assurance (Malaysia) Berhad
• Manulife Insurance (M) Berhad
• Mayban Life Assurance Berhad
• Uni.Asia Life Assurance Berhad

General Businesses & Reinsurance Businesses in Malaysia

• ACE Synergy Insurance Berhad
• Allianz General Insurance Malaysia Berhad
• American Home Assurance Company
• AMI Insurans Berhad
• Asia Insurance (Malaysia) Berhad
• AXA Affin General Insurance Berhad
• Berjaya General Insurance Berhad
• Jerneh Insurance Berhad
• Kurnia Insurans (Malaysia) Berhad
• Lonpac Insurance Berhad
• Mayban General Assurance Berhad
• Mitsui Sumitomo Insurance (Malaysia) Berhad (MSIG)
• MUI Continental Insurance Berhad
• Multi-Purpose Insurans Berhad
• Oriental Capital Assurance Berhad
• Overseas Assurance Corporation (Malaysia) Berhad
• Pacific & Orient Insurance Co. Berhad
• Pacific Insurance Berhad, The
• PanGlobal Insurance Berhad
• Progressive Insurance Berhad
• QBE Insurance Berhad
• RHB Insurance Berhad
• Royal & Sun Alliance Insurance (Malaysia) Berhad
• Tahan Insurance Malaysia Berhad
• Tokio Marine Insurans (Malaysia) Berhad
• Uni.Asia General Insurance Berhad
• Hannover Rueckversicherungs AG
• Malaysian Life Reinsurance Group Berhad
• Malaysian Reinsurance Berhad
• Munchener Ruckversicherungs-Gesellschaft
• Swiss Reinsurance Company
• The Toa Reinsurance Company Ltd.

Takaful Operators in Malaysia

• Sun Life Takaful
• HSBC Amanah Takaful (Malaysia) Sdn Bhd
• Etiqa Takaful Berhad
• Prudential BSN Takaful Berhad
• Syarikat Takaful Malaysia Berhad
• Takaful Ikhlas Sdn. Bhd
• Takaful Nasional Sdn. Bhd.
• Hong Leong MSIG Takaful
• Great Eastern Takaful Sdn Bhd
• AIA AFG Takaful Berhad
• AmFamily Takaful Berhad
• AIA PUBLIC Takaful Berhad
• MAA Takaful Berhad